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APPA/NARI Unsecured Personal Loan Program

Since 1959, the American Professional Practice Association™ and the National Association of Residents and Interns™ have sponsored over half a billion dollars in loans to medical and dental professionals. Mortgages, credit card bills, car payments, office rent, taxes, and debt consolidation - for these things and more you need funds. The APPA/NARI Loan Program1 can help. Once approved, you can be offered up to $50,000 with only your signature as collateral. And, at rates currently as low as 9.0% APR. Use the funds to consolidate your high interest obligations!

How much can you apply for?

$50,000

In practice three years or longer

$40,000

First three years in practice

$35,000

Fourth year of training and above (including fellow)

$35,000

Third year of training

$25,000
Second year of training
$20,000
First year of training
$15,000
Fourth year medical student - Matched
$10,000
Fourth year medical student

Low Interest Rates - Interest-Only Payments

Now is the time to apply. Rates are low with no prepayment penalties. You can select a fixed or variable rate. And, interest-only payments are available for the first 24 months of any loan and may be renewed through your first year in practice.

Applying is easy!

Simply print the application, complete it fully by printing or typing clearly. Then, mail it to Association Services, 350 Fairway Drive, Suite 200, Deerfield Beach, FL 33441-1834. Or, for even faster service, fax it to (954) 571-8582 for our immediate attention. It’s that easy!

Your Choice of Low Fixed or Variable Rates

Variable Rate

10.00% APR on loans under $30,0002- 9.00% APR on loans of $30,000 or more3
Variable rates change only when the prime rate4 changes, not as your loan balance decreases as with many other loans.

Fixed Rate

12.95% on loans under $30,000
11.95% on loans over $30,000

Interest Only Payments

Interest-Only payments are available for the first 24 months of your loan. For example, the monthly interest only payments on a $5,000 loan could be as low as $41.10. Your remaining monthly payments would each be $126.81 and your APR would be 10.00%.

Call (800) 221-2168 extension 5 to see how low your monthly payments can be! Specialists are available to offer assistance weekdays 9 am to 5 pm (EST). Calling after hours? Simply leave us a voice mail message and we will return your call on the next business day. We look forward to being of service.

Download Application PDF file (25k)

1 - Provided through Physicians Service Association, a division of SunTrust Bank
2 - 5.25% margin over Sun Trust’s Prime Rate.
3 - 4.25% margin over Sun Trust’s Prime Rate.
4 - Prime Rate as of 12/12/01 is 4.75%.

Loans for Doctors.comWhat's New?

Doctors & Debt Management

2 new articles on our sister site, NARI.

We have updated the disclosure on the Cash Access Line of Credit Application. Please review it.

Contact Us!

You can email or call us toll free at (800) 221-2168 ext. 5 with your questions.

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